US stocks fell on Wednesday, January 14, 2026, as mixed big‑bank earnings weighed: Bank of America slipped after beating profit, while Wells Fargo dropped on a revenue miss; sector sentiment was also hit by talk of a potential cap on credit‑card interest rates. ([reuters.com](https://www.reuters.com/business/wall-street-futures-decline-ahead-big-bank-earnings-2026-01-14/?utm_source=openai))
Tech lagged while energy outperformed: Broadcom and Nvidia declined as investors faded recent AI‑driven gains, whereas oil majors rose alongside crude. ([apnews.com](https://apnews.com/article/848ef168fa3c4f55a5fb443e390fc0df?utm_source=openai))
Precious metals jumped to records, with gold and silver surging on increased odds of 2026 Fed rate cuts and safe‑haven demand. ([reuters.com](https://www.reuters.com/world/india/gold-near-record-highs-fed-rate-cut-bets-silver-cracks-90-2026-01-14/?utm_source=openai))
Macro data were mixed: retail sales beat expectations while producer prices were roughly in line, leaving the path for possible rate cuts later this year intact. ([reuters.com](https://www.reuters.com/business/wall-street-futures-decline-ahead-big-bank-earnings-2026-01-14/?utm_source=openai))
Media M&A chatter remained in focus as Netflix edged higher on reports it is exploring an all‑cash approach to Warner Bros. Discovery assets. ([reuters.com](https://www.reuters.com/business/wall-street-futures-decline-ahead-big-bank-earnings-2026-01-14/?utm_source=openai))